This was my @ycombinator application video from 2011 with @mattjackrob and @hirokitakeuchi We were all in suits because we'd just come back from a meeting with RBS to agree a banking deal that would power @gocardless for the next 10 years.

Hearing from a lot of good founders that AI tools are writing most of their code now. Software engineers orchestrate the AI. They are also finding it extremely hard to hire because most experienced engineers have their heads in the sand and refuse to learn the latest tools.