Elon Musk just told you to stop saving for retirement. He's worth $817 billion. None of it sits in a savings account. None in bonds. None in treasuries. He owns equity in Tesla, SpaceX, xAI, and the data centers powering them. His thesis on the podcast: AI and robotics collapse labor costs to zero. Living costs follow. Scarcity ends. Saving for security becomes saving for a world that stops existing. The advice is right. The reasoning hides a constraint that determines who survives the…