The biggest opportunities right now: 1. build for solving loneliness (the more AI floods everything, the more people crave real human connection, IRL and small social) 2. build for agents that need to spend money (they're getting virtual cards and budgets, someone builds the spend controls, fraud protection, receipts) 3. build for people drowning in AI output (everyone generates infinite drafts now, the bottleneck moved to reviewing and choosing, build the judgment layer) 4. build for the…