SITUATION EXPLAINED: US banks are finding AI agents inside customer accounts, and some appear to be acting without the user's instructions. • The banks include Morgan Stanley, Bank of America, JPMorgan, and Wells Fargo, and some don't even know agents are getting in • Many are people's own agents, like Meta's Muse, logging in with the user's password, which most banks don't allow • Banks often can't tell a person from a bot, and some agents have even called customer service lines • Banks are…