Fernando Terrés (@tmzfernando) is the co-founder and CEO of @arq_finance (YC S21), a fintech company building global banking for the growing number of people in Latin America who live, work, and invest across borders. The company recently announced a $70 million Series B, and now processes more than $10 billion in annualized transaction volume. In this fireside, Fernando joined YC's @aaron_epstein to reflect on ARQ's journey from YC to one of the fastest-growing fintech companies in Latin…