SITUATION EXPLAINED: What is the most alarming shift in identity fraud right now? We asked @rickcsong, co-founder and CEO of @withpersona "There was a broader period of what we used to call synthetic identities... where you'd effectively pool together a lot of things and create fake identities." "The one right now that's the most alarming and scary for us is just the rise of identity theft." "A lot of AI models now allow for hyperrealistic replication of a face just off of one photo. In the…