You can vibe-code software, but you can’t vibecode a relationship. Affirm CEO @mlevchin explains that while AI makes software cheaper and faster to build, creating real, cash-flow-producing businesses still depends on trust, partners, and scale that can’t be automated: "AI changes everything - but it doesn't change that much." “We make cash-flow-producing assets known as Affirm loans. There are about 40 million of them made every quarter, and growing quickly. It’s difficult to roll out of…